About UsPrivacy PolicyOur Services

About Us

Mr. Nelson Locke, our Reverse Mortgage Expert and CEO, is also Past President of the Florida Association of Mortgage Brokers (2003-2004) and known throughout Florida for hosting the public television show called “Ask Mr. Mortgage”. He does a daily informational spot on the popular Steve Kane Show, AM 1470.

Privacy Policy

America’s Senior – Financial Services & Reverse Mortgages, a unit of Value Financial Mortgage Services Inc. may collect non-public information about you from the following sources: Information we receive from you on applications or other forms, Information about your transactions with us or others; and Information we receive from a consumer-reporting agency.

Our Services

We are Reverse Mortgage Experts – our combined knowledge and experience is unbeatable. We have been in this business providing services to Seniors since 1994, thousands of happy clients! Our combined knowledge and experience is unbeatable. Value Financial – America’s Senior has originated over 5,000 reverse mortgages; now that’s experience you can trust! We are Mortgage Bankers – a HUD Full Eagle Lender, the highest possible level.

Smiling happy elderly seniors couple near the home
Reverse Mortgages

What are FHA Insured Reverse Mortgages?

Federally Insured Reverse Mortgages for Seniors allow Senior Home Owners to unlock…

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Why a reverse?

Why should I consider a Reverse Mortgage?

Federally Insured Reverse Mortgages for Seniors allow Senior Home Owners to unlock…

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02
Product Choices

Choose from these FHA insured Reverse Mortgages

The “HECM MAXX” is a Home Equity Conversion Mortgage that gives…

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03
Experienced Staff

Value Financial – America’s Senior     Reverse Mortgage Experts since 1994

Compliance Manager and Reverse Mortgage Expert – Nelson A. Locke

Location:…

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Latest News
Wait for what?
By americassenior_admin On May 27, 2016 | No Comments

If you really needed a Reverse Mortgage, why on earth would you wait, hoping that the programs would get better or the fees would…

All these CHOICES – what’s a senior to do???
By americassenior_admin On May 27, 2016 | No Comments

Here Nelson is telling you in plain english where each HUD program works the best. Of course, its only his opinion but it will…

Local Lenders versus those out of state guys
By americassenior_admin On May 27, 2016 | No Comments

Maybe you just saw Robert Wagner on TV and you think that calling him is a great way to go. Maybe so. But…