Here Nelson is telling you in plain english where each HUD program works the best. Of course, its only his opinion but it will be helpful to you because it will give you something to consider as you make your choice. And remember, if your reverse mortgage specialist does not show you ALL available programs, something is wrong! This public service podcast was developed to help Seniors and their Advisors, including their children, UNDERSTAND REVERSE MORTGAGES. The podcast is written in plain english and hosted by Nelson A. Locke, a well known Reverse Mortgage Expert and the Chief Executive Officer of Value Financial – America’s Senior – one of America’s most experienced and trusted Reverse Mortgage Lenders.